Insurance Pitfalls to Avoid When Buying a Home

When you are looking at homes, there are some potential insurance red flags to look out for. These are items that may not necessarily prevent obtaining insurance but could make it harder to obtain or could result in higher premiums. Either way it helps to know of potential problems in advance before signing a contract.
To read about this in more depth see my post on insurance red flags.

For answers to your questions regarding the area real estate market contact:
Pam Dent, e-PRO, SRES
Real Estate III
434 960-0161
Jump into Greener Pastures
Charlottesville Real Estate Talk
Charlottesville Horse Farms and Country Homes

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Craftsman Style Home in the Keswick Hunt Country

6150 Louisa Road, Keswick, Virginia
3 bedrooms, 3.5 baths, 2,863 finished sq ft, 576 unfinished, 3.5 acres, built in 2007, priced at $895,000

This 2007 Parade of Homes winner is located in the heart of the Keswick Hunt Country. Architecturally designed and built by custom home builder, John Smith, this craftsman style home exudes quality and craftsmanship. The many special features include beautiful cherry woodwork throughout, hand made ceramic tile, a solid mahogany front door, granite counters and hearth, and many built-ins. The open kitchen, dining room and living room with vaulted ceiling offer plenty of room for entertaining and family gatherings. The over 1000 sq ft of trex decking, screened porch and large covered front porch add many opportunities for outdoor living. There is a first floor master suite with a cozy study. Upstairs are two additional bedrooms each with its own bath.
In addition, the property has a 2 car detached garage. This home is the first of 6 homes to be built in Cismont Cottages with lots ranging from 2-6+ acres.

For more information on this home or other properties in the area, contact:

Pam Dent, e-PRO, SRES
Real Estate III
Charlottesville, Virginia
434 960-0161
Jump intoGreener Pastures
Charlottesville Real Estate Talk
Charlottesville Horse Farms and Country Homes

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Fluvanna Estate Quality Country Home

161 Little Pond Lane, Palmyra, Virginia
4 bedroom, 4 full baths, 3 half baths, 4,888 finished sq ft, 2,618 unfinished, 14.50 acres, built in 1995

Estate quality home of exceptional construction situated on 14.5 acres among scenic farms. The large, welcoming covered front porch looks out over the stocked pond. The spacious rear screened porch, in-ground pool and patio offer further opportuniy to enjoy the outdoors. The open kitchen with a center cooking island and breakfast bar is perfect place for the family to gather. There is also a formal dining room, study, and family room. The huge first floor master has a beautiful palladian window which looks out onto the pool and French doors opening into the screened porch. There is a 3 car garage and an additional attached garage with a home office. Among the numerous ameneties are hardwood floors, plantation shutters, high ceilings, and walk-in cedar closets.

For more information on this home or on other properties on the market contact:

Pam Dent,e-PRO, SRES
Real Estate III
Charlottesville, Virginia
434 960-0161
Jump into Greener Pastures
Charlottesville Real Estate Talk
Charlottesville Horse Farms and Country Homes

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Luxury Living in Fluvanna

Beautiful 5 bedroom, 4.5 bath plantation style home located on 22.02 acres in Fluvanna County within an easy commute of Charlottesville and Richmond, Virginia. The land is gently rolling pasture and would be idealy suited for a horse property. The home with its over 4000 sq ft of living space and open floor plan is perfect for entertaining or family gatherings. Enjoy the large light filled dining area, recreation room and gourmet kitchen. The home boasts two master suites with baths adorned with lovely ceramic tile, one on the first floor and one upstairs. A formal living room and mud/laundry room finishes the first floor. Upstairs are two additional extra large bedrooms. There is an oversized two car garage with guest site over top. The two large porches and deck provide plenty of room for outdoor living. There are numerous ameneties such as a whole house generator and new 7 person spa.
priced at $1,495,000.
for more information on this and other homes in the area contact:
Pam Dent, e-PRO, SRES, NHD
Real Estate III
Charlottesville, Virginia
434 960-0161
www.JumpintoGreenerPastures.com
www.CharlottesvilleHorseFarmsandCountryHomes.com
www.CharlottesvilleRealEstateTalk.com

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Lowes Opens at Zion Crossroads

Lowes, the first major store to open in the Zion Crossroads area, will hold its grand opening Thursday, May 22 with the ribbon cutting scheduled for 10:00.

A Walmart superstore will be breaking ground in June. With these two major players either opening or under construction other stores will not be far behind.
The Zion Crossroads area located in Louisa County just east of Charlottesville is poised for growth.

For more information see my blog on Active Rain

Pam Dent, e-PRO, SRES
Real Estate III
Charlottesville, VA
434 960-0161
www.JumpintoGreenerPastures.com

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104th Annual Keswick Horse Show

The 104th annual Keswick Hunt Club Horse Show will be held May 14-18,2008. This year the show will benefit Habbitat for Humanity and the theme will be “Horses Building Houses for the Community”. The AA rated show will feature some of the top hunters and jumpers in the country.

The Keswick Horse Show is held at the Keswick Hunt Club located east of Charlottesville. Come out and watch the horses compete and support a good cause at the same time.

For more on this event read my post on Active Rain.

Pam Dent, e-PRO, SRES
Real Estate III
Charlottesville, Virginia
www.JumpintoGreenerPastures.com
Pam’s Blog at Active Rain

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University of Virginia Trip to Quebec

The University of Virginia through its “travel and learn” program is sponsoring trips commemorating the 400th anniversary of European settlement in North America. England founded Jamestown in 1607, France founded Quebec in 1608, and Spain founded Santa Fe New Mexico in 1609. The University is offering a trip each summer to the appropriate city. This summer’s trip will be to Quebed and will take place July 9-13, 2008. There will be an emphasis on study of the competition between the nations for control of the new world. You will follow the routes of Samuel de Champlain and participate in discussions and tours led by scholars.
For information go to www.Virginia.edu/travelandlearn

Pam Dent, e-PRO, SRES
Real Estate III
Charlottesville, VA
434 960-0161
www.JumpintoGreenerPastures.com
Pam’s blog on Active Rain

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The Foxfield Races - Steeplechasing in Charlottesville

What’s your idea of the perfect Saturday? Is it enjoying a beautiful spring day outdoors in the Albemarle countryside? Is it hanging out with friends over a picnic lunch? Or perhaps it is the excitement of watching steeplechase racing at its finest. The Foxfield Races held on Saturday, April 26 in Charlottesville, Virginia delivers on all these levels.

The Foxfield race course is located on the former Foxfield Farm five miles outside of Charlottesville, Virginia in the heart of the Farmington Hunt Country. Foxfield was owned by Grover Vandevender who had the dream of holding a steeplechase race. After his death his friend Mariann Tejeda commissioned Raymond Woolfe, Jr. to design a race course and make that dream into a reality.

After a week of rain we are hoping for beautiful weather for Saturday’s races which go on rain or shine. The initial Foxfield race meet took place in May 1978. That day during the running of the races five inches of rain fell soaking 71 horses and 8,000 spectators. However, Raymie’s course held up and Foxfield has grown to host yearly spring and fall races, drawing some of the best horses in the country. Some patrons have had the same parking places since the first race meet and others are new to the sport, but all attend with enthusiasm.

Foxfield is a day of thrilling racing, tailgating with friends, and enjoying a spring day in Virginia. I can’t wait! Come out and see what it is all about.

For more information contact The Foxfield Racing Association

For additional information on steeplechasing in Virginia go to the Virginia SteepleChase Association website.

Pam Dent
Real Estate III
Charlottesville, Virginia
www.JumpintoGreenerPastures.com
Pam’s blog at Active Rain

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Happy Birthday Mr. Jefferson

As you may know Charlottesville, Virginia is all about all things Jefferson - Thomas Jefferson that is. Jefferson was born 265 years ago just east of Charlottesville at Shadwell. His lovely home Monticello looks down on the city of Charlottesville. You can’t drive down Main Street without seeing the Rotunda, one of the origional buildings of the University of Virginia, locally known as Mr. Jefferson’s University after its’ founder Thomas Jefferson. So what would be a more fitting event to celebrate in Charlottesville than Thomas Jefferson’s birthday? The ceremony will be held on Sunday April 13 at 11:00 at Thomas Jefferson’s grave in the graveyard at Monticello. This is a free, public event and the Honorable Robert Grey former president of the American Bar Association will deliver this year’s address. This is an especially beautiful time of year to enjoy the grounds of Monticello and remember one of the founders of our country.

Pam Dent
Charlottesville, Virginia
www.JumpintoGreenerPastures.com
www.Charlottesville.virginiablogpage.com

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More Kudos for Charlottesville

Charlottesvlle has garnered another “best” rating. In company with Richmond and Blacksburg, Charlottesville has made Forbes magazine’s annual short list of business-friendly metro areas.

For the tenth consecutive year Forbes magazine has ranked the 200 largest metro areas according to their business accumen. Their top cities have the following qualities: low costs of doing business, an educated labor pool and solid job growth. Also taken into consideration were tax, energy and office space costs and Economy.com’s living cost index.

Of the 10 top metro areas six are in and around state capitals.

Best Metros

Raleigh, N.C.
Boise, Idaho
Fort Collins, Colo.
Des Moines, Iowa
Lexington, Ky.
Atlanta, Ga.
Richmond, Va.
Olympia, Wash.
Spokane, Wash.
Knoxville, Tenn.

Best Smaller Metros

Sioux Falls, S.D.
Iowa City, Iowa
Bloomington, Ind.
Columbia, Mo.
Bismark, N.D.
Morgantown, W.Va.
Rapid City, S.D.
Greenville, N.C.
Charlottesville, Va.
Blacksburg, Va.

Source: Forbes, Kurt Badenhausen (03/19/2008)

Pam Dent, e-PRO, SRES
Real Estate III
Charlottesville, VA
434 960-0161
pam@JumpintoGreenerPastures.com

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